Home Insurance in France

Did you know that if you own or rent a home in France, you are legally required to insure it before you move in? Home Insurance or "Assurance Multirisque Habitation" is a package insurance policy carried by a vast majority of families in France, whether they are renters or homeowners. This insurance is considered necessary because it covers your home and its contents, and includes liability coverage for you and your family -- hence its name "multirisque habitation".

What's Required?


Assurance Multirisque Habitation


This product is a package insurance policy that provides property and liability coverage under one contract. This contract is designed for owner-occupied homes or tenants residing in an apartment and provides coverage for a wide range of perils. Legally required if you rent or own a home in France, this policy covers you for loss or damage to your home and its contents, and includes third-party liability coverage for damages due to bodily injury or property damage to others.

Your home and its contents are covered for the following perils:
  • Fire, explosion, thunder
  • Storm and natural disasters
  • Water damage, or damages due to frost of pipes or appliances
  • Theft and vandalism
  • Breakage of window panes
You and your family are covered for third-party liability resulting from:
  • The consequences of any damage or loss that you, your family, or any permanent resident in your home, may cause to others and for which you may be liable.
  • The consequences of any damage or loss that you may cause to your landlord (if you are a renter), or to the owner of any place where you may reside, even during your vacation.
Save time and money! As an independent agent, we shop the marketplace and provide very competitive rates for the Home Insurance Plan that best meets your needs. An English-speaking representative is ready to answer your questions and provide a no-obligation insurance quote as quickly as you need it.
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